Rental Yield Calculator
Calculate gross and net rental yield for any Singapore property. Optionally add your loan details to see estimated monthly cash flow.
Property Details
Maintenance, property tax, agent fees, repairs
Rental Yield
Gross yield = annual rent ÷ purchase price. Net yield deducts annual expenses. Cash flow adds mortgage servicing. Does not account for vacancy, income tax on rental income, or capital appreciation.
Frequently Asked Questions
What is a good rental yield in Singapore?
A good gross rental yield in Singapore typically ranges from 3% to 4% for private condominiums. HDB properties can yield higher gross returns, but come with eligibility restrictions. Net yield (after expenses) is usually 1-1.5% lower than gross yield.
How do you calculate rental yield?
Gross rental yield is calculated as (Annual Rental Income / Property Purchase Price) x 100. Net rental yield subtracts annual expenses (maintenance fees, property tax, insurance, agent fees) from rental income before dividing by the purchase price.
What expenses should I deduct for net rental yield?
Common deductible expenses include monthly maintenance or conservancy charges, property tax, fire insurance, mortgage interest, property agent commission (typically one month rent per year), minor repairs, and income tax on rental income.