Interactive Tool

Sell-First vs Buy-First Decision Tool

HDB upgraders facing a private purchase: model both paths with cash flow, ABSD remission timing, bridging cost, and risk flags drawn from IRAS, MAS, and CPF Board rules.

  1. 1 Household
  2. 2 Current HDB
  3. 3 New home
  4. 4 Assumptions
Step 1 — Your household
Rules last checked against official sources on 2026-04-03. For scenario planning only. Confirm with your banker, lawyer, and HFE letter before signing an OTP.
Sell-First / Buy-First PlaybookABSD Remission GuideProperty Decision Engine