Central 5-Room HDB Under S$900K, Value or Value Trap?
Is that 5-room central HDB under S$900K a steal or a trap? Analyse remaining lease, CPF rules, MSR/TDSR limits, and exit liquidity before you commit in 2026.
#TDSR Articles
Singapore property articles tagged with TDSR.
Parent-Child Joint Property Purchase in Singapore (2026): 7 Costly Traps to Avoid
A practical 2026 Singapore guide to parent-child joint property purchases: how age-weighted tenure, TDSR, and ownership structure can reduce loan size despite higher combined income.
HDB 3Gen Flat Financing in 2026: Why Higher Combined Income Can Reduce Your Loan Flexibility
Higher combined incomes feel like an advantage—until CPF, MSR, and TDSR rules squeeze your HDB 3Gen financing. Here is the math, scenarios, and practical playbook for 2026.
Can You Buy a Condo After Selling Your HDB in 2026 Without Overstretching? Singapore Step-by-Step Budget Model
Singapore 2026 guide: buy condo after selling HDB without overstretching using a step-by-step budget model for cash, CPF, loan limits, and safety buffers.
Single-Income HDB Upgrader Guide (2026): Safe Condo Budget
A practical 2026 guide for single-income HDB upgraders in Singapore. Learn safe condo affordability using TDSR, MSR, stress-test rates, and real monthly buffers.
TDSR vs MSR in Singapore (2026): Which Rule Actually Limits Your Loan?
Understand how TDSR (55%) and MSR (30%) affect your maximum property loan in 2026. Learn the rules, stress test rates, and variable income haircuts.
Singapore Condo Buying Guide 2026: Budget, Loan, Fees, and Red Flags
From ABSD and BSD to the buying process and financing — the official, up-to-date guide to buying private property (condominiums) in Singapore in 2026.