#HDB Loan Articles

Compare an HDB housing loan against a bank loan in Singapore 2026, including downpayment, cash needed, monthly instalments, CPF usage, refinancing risk, and who each option suits.

Understand how fixed vs floating (SORA) home loans work in Singapore in 2026. Compare risks, payment stability, HDB loan basics, and key MAS rules (TDSR/MSR) before choosing.