Singapore property articles tagged with Mortgage.
Compare an HDB housing loan against a bank loan in Singapore 2026, including downpayment, cash needed, monthly instalments, CPF usage, refinancing risk, and who each option suits.
A practical guide for Singapore homeowners in 2026 on whether to prepay their home loan or invest a lump sum. We compare interest savings against investment returns, considering CPF, loan types (HDB vs Bank), and risk tolerance.
A practical Singapore homeowner decision tree to choose between refinancing and repricing in 2026, with lock-in penalties, legal costs, TDSR impact, and break-even math.
Understand how TDSR (55%) and MSR (30%) affect your maximum property loan in 2026. Learn the rules, stress test rates, and variable income haircuts.
Think you can afford that $1.5M EC with your $12k salary? Think again. Here is why the 30% MSR rule is the ultimate bottleneck for SG upgraders.
Understand how fixed vs floating (SORA) home loans work in Singapore in 2026. Compare risks, payment stability, HDB loan basics, and key MAS rules (TDSR/MSR) before choosing.
